What's Cookin'
It seems like more and more insurance carriers are trying to get into the food truck business. Unfortunately, it doesn't seem that they know exactly how. We have seen major box carriers get in and quickly out of the business. The typical reason for this is because they open the coverage for an entire agent force that may not fully understand the risks and type of accounts they are writing.
Some days are just bad days and you just can't control how they affect you or your staff. Bad attitudes can and typically do affect customer service. It's hard to grind through a bad day with a smile. It even harder for your employees to when they don't have as much riding on the success of your truck.
At Insure My Food Truck, we understand that you are extremely busy business owners that want the best coverage for what may be your largest asset, but may not have the time to invest in comparing carriers. That's why we have developed this comparison to help give you an idea of what we do differently than that of our competitors. PLEASE CLICK IMAGE FOR FULL VERSION.
It sometimes amazes me to hear some of the reasons food truck owners provide about why they don't have insurance or only purchase minimal coverage. Mobile food vendors know they need appropriate coverage, yet they too can fall victim to believing some of the common myths about why insurance is not necessary. Here are five of those myths followed by facts that may help expel some misconceptions:
As a food truck owner you're probably extremely busy. If not you're either really good at delegating or almost out of business. Your time is valuable. Chances are that you're active on the truck, try to squeeze in social media between orders, and manage your books at night. There comes a point where you need to delegate your responsibilities and focus on marketing your business and securing jobs.
There's a lot going on in and around your tuck on most days. As technology advances it is getting much easier and more affordable to secure your truck. Because we insure so many gourmet food trucks across the county, we see all kinds of claims. Theft and vandalism are still not very common, but it does happen. Here are some of the ways you can increase security of your truck to reduce the possibility of loss and possibly reduce your premium...
California is a BIG state. It's often debated whether Northern and Southern California should be divided into two states. Politics aside, you may or may not know that most insurance carriers really do treat the two independently. Southern California rates have been increasing and recently they are increasing very fast. There are many reasons for this, but primarily workers' compensation insurance...
